West Virginia Adjusters Practice Exam

With regard to workers' compensation insurance, Temporary Total disability benefits:

1. are only available for a maximum of 10 days.

2. begin immediately after the injury.

3. kick in after the employee has been unable to work for 3 days.

4. suspend any other insurance benefits the employee might have.

The correct answer is: are only available for a maximum of 10 days.

Temporary Total disability benefits are only available for a maximum of 10 days, as stated by option A. This means that compensation benefits for a temporary disability will be paid for only 10 days after the injury occurred. Option B is incorrect because workers' compensation benefits may take a few days to kick in as the injured employee needs to apply for them. Option C is incorrect because benefits typically start after the employee has been unable to work for a week or two, not just 3 days. Lastly, option D is incorrect because temporary total disability benefits do not affect any other insurance benefits the employee may have.