West Virginia Adjusters Practice Exam

Which type of employer is required to provide workers' compensation coverage in West Virginia?

1. Employers with 10 or more employees

2. Employers with 100 or more employees

3. Employers with 15 or more employees

4. Employers with 1 or more employees

The correct answer is: Employers with 10 or more employees

In West Virginia, the law mandates that employers with a specific number of employees must provide workers' compensation coverage to their workers. Specifically, the requirement applies to employers with 10 or more employees. This regulation ensures that businesses are held responsible for protecting their workforce from the financial burdens that can arise due to work-related injuries or illnesses. By requiring coverage for businesses with this threshold of employees, West Virginia aims to promote safety and provide a safety net for workers who may experience workplace accidents. The state's approach recognizes that even a modest number of employees can lead to potential workplace injuries, making it essential for employers to have the necessary insurance to cover those risks. Therefore, understanding that the threshold is set at 10 employees is crucial for compliance with state laws related to workers' compensation.