West Virginia Adjusters Practice Exam

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Study for the West Virginia Adjusters Exam. Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Practice this question and more.

Jenine is the victim of a hit-and-run. What must she do to get insurance to cover the damages?

She must establish that the damage was caused by the hit-and-run driver.
She must find and identify the driver who hit her.
She must pay a deductible of $500.
She must file a complaint with the police.

The correct answer is: She must establish that the damage was caused by the hit-and-run driver.

Jenine must provide proof that the damage was caused by the hit-and-run driver in order for insurance to cover the damages. This could include photos of the damage, witness statements, or a police report. Option B is not necessary as long as Jenine can prove the driver was the cause of the damage. Option C is not correct because the deductible is an amount that Jenine would pay out of pocket before insurance covers the remaining cost. Option D may be a necessary step for legal purposes, but providing proof of the hit-and-run is what is needed in order for insurance to cover the damages.