West Virginia Adjusters Practice Exam

Question: 1 / 400

Jenine is the victim of a hit-and-run. What must she do to get insurance to cover the damages?

She must establish that the damage was caused by the hit-and-run driver.

Jenine must provide proof that the damage was caused by the hit-and-run driver in order for insurance to cover the damages. This could include photos of the damage, witness statements, or a police report. Option B is not necessary as long as Jenine can prove the driver was the cause of the damage. Option C is not correct because the deductible is an amount that Jenine would pay out of pocket before insurance covers the remaining cost. Option D may be a necessary step for legal purposes, but providing proof of the hit-and-run is what is needed in order for insurance to cover the damages.

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She must find and identify the driver who hit her.

She must pay a deductible of $500.

She must file a complaint with the police.

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