West Virginia Adjusters Practice Exam

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How is Workers' Compensation an "exclusive remedy"?

It allows the employer to choose any doctor for the employee.

This is incorrect because Workers' Compensation (WC) is an "exclusive remedy" for workplace injuries and illnesses because it provides medical care and wage replacement benefits to employees, but it also protects the employer from being sued for additional damages. The correct answer is B, which means that an injured employee cannot sue their employer for further damages in addition to the benefits received through WC. Option A is incorrect because WC typically dictates which doctors an employee can see for their injury or illness, rather than allowing the employer to choose any doctor they want. Option C is incorrect because the amount of weekly benefits an employee can receive is determined by the severity of their injury and their pre-injury earnings, not by a limit set by WC. Option D is incorrect because while WC does encourage injured employees to return to work as soon as possible, it does not require them to do so.

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It ensures that an injured employee covered by WC may not sue her employer for further damages.

It limits the amount of weekly benefits an employee can receive.

It requires injured employees to return to work as soon as possible.

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